Preparing for the unexpected.
We don’t plan to have a heart attack or meet an untimely end. We may fret about the unforeseen, but there are few ways to prepare for it.
Life insurance provides financial protection for your family and dependents in the shadow of those unforeseen events. Should you perish unexpectedly, your policy will help your loved ones pay your final expenses and potentially receive ongoing support. The amount they receive will depend upon the size of the policy you buy.
Speak with your Horn & France agent today to decide how much coverage your family requires to maintain financially stability in your untimely absence.
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Frequently Asked Questions
Who can take out a policy on my life?
Only someone who has an “insurable interest” can purchase an insurance policy on your life. That means a stranger cannot buy a policy to insure your life. People with an insurable interest generally include members of your immediate family. In some circumstances your employer or business partner might also have an insurable interest.
Does my beneficiary have to have an "insurable interest"?
No. If you buy a policy on your own life, you become the owner of the policy. As the owner, you can name anyone as beneficiary, even a stranger!