Our People

We have choices, so you have choices. As an Independent Insurance Agent we represent competing insurance companies. Our licensed agents and staff work hard to make sure you have the right protection at an affordable price. We always review your policies at renewal time making sure that you are always getting the right protection at the right price.

Ross Richey

Owner / President p(270) 543-1124

Ross is President and owner of Lawton Insurance. His passion for providing insurance solutions for clients began while working at Lawton during the summers of his college career. He graduated from Western Kentucky University in 2006 with a Business Management Degree.

Ross’s professional designations are important to him. He recognizes the complexities of the insurance industry and knows he must remain current and knowledgeable of the insurance product in order to best serve his clients. As an alumnus of the State Auto PaceSetter program, he has developed superior methods for providing client-oriented service. He holds the Accredited Advisor in Insurance and the Certified Work Comp Professional designations, and is currently working toward his Certified Risk Management designation.

Involvement and service to the local community has always been a part of Ross’s makeup. He was named Young Entrepreneur of the Year in 2008 by the Greater Muhlenberg Chamber of Commerce. He is currently participating and learning about that local community as a member of the 2012 Class of Leadership Bowling Green.


Bryan Buchanan

Executive Vice President p(270) 543-0630

A graduate of Western Kentucky University, Bryan Buchanan joined the Lawton Insurance family in 2008. A Certified Benefits and Wellness Advisor, Bryan specializes in commercial and personal lines, as well as employee benefits. Building relationships and providing outstanding service to clients are what matters most to Bryan. In his free time, he enjoys spending quality time with his wife, Natalie, their son, Asa Michael and daughter, Abby Jo.


Tim France, CIC, CPCU

Get Insured With Tim

Originally from Paducah, KY, Tim France is a graduate of the University of Kentucky. Tim took his place at the head of the Horn & France Insurance family table nearly two decades ago. With more than 30 years of insurance experience, Tim is a Certified Insurance Counselor and a Chartered Property Casualty Underwriter, and he specializes in commercial lines. Tim works hard to build lasting relationships with every one of his valued clients. In his free time, Tim enjoys spending quality time with his wife, Donna, and their children, Justin, Wesley, and Sarah. Tim also enjoys supporting UK basketball and spending time in the great outdoors hunting, fishing, camping and boating.


Benji M. DeWitt

Account Executive p270-685-5124

Get Insured With Benji

Benji M. DeWitt joined Horn & France Insurance in June 2004 after he retired, at the age of 39, from the Daviess County Clerk’s Office June 2004. Benji is licensed in the state of Kentucky for Property & Casualty and Life & Health Insurances.

Benji attended State Auto Insurance Company’s Pace Setter Program, an elite class for the insurance industry, Fall 2004. He graduated from Owensboro High School in 1983 and then attended the University of Kentucky.

Benji and his wife, Angie and two kids Kegan & Lindsey are members of BridgePointe Church where they are involved with the youth ministry. He is involved with The Alma Randolph Charitable Foundation.


Lori Parks Byers

Account Executive p(270) 685-5124

A Madisonville, KY native and a graduate of Kentucky Wesleyan College, Lori Parks Byers joined our Insurance family in 2005. With more than a decade of insurance experience, Lori specializes in personal and commercial lines and strives to find each client the best possible rate and most comprehensive coverage plan available. Lori enjoys spending time with her husband, Ben, and two children, Jon-Hunter and Sophia. She also loves entertaining friends, cooking for loved ones, and getting lost in a good book.


Don Mitchell, CWCA, CWCC, PRIS

Account Executive p270-685-5124

Originally from Washington, IL, Donald Mitchell became a Kentuckian in 1994 and joined the Horn and France Insurance family in 2016. With more than 17 years of insurance experience, Donald specializes in commercial lines and works hard to bring each of his clients the most comprehensive coverage at the best possible rate. In his free time, Donald enjoys spending quality time with his wife, Veronica, and their three children, Drew, Casey, and Amy. Donald also enjoys spending time in the great outdoors golfing and running.


Jeff Johnson

Account Executive p270-685-5124

A native of Owensboro, KY and a graduate of Kentucky Wesleyan College, Jeff Johnson joined the Horn and France Insurance family in 2016. With more than seven years of insurance experience, Jeff specializes in organizational communications and enjoys building personal relationships with each of his valued clients. Jeff is an avid sports fan and enjoys coaching his son, Nolan, in baseball and basketball. He also enjoys spending quality time with his wife, Beth, and is active in his church community.


Breanna Kreis

Account Manager p270-685-5124

Breanna Kreis is originally from Grand Rapids, Michigan but has made her home in Kentucky since 2015. She graduated from Ferris State University with a degree in Criminal Justice and is happy to bring her experience in Commercial Insurance to Horn & France. In her free time, Breanna enjoys being with her husband, Zachary, and her son Lachlan, enjoying the outdoors, hunting and watching football.


Kelly Hardesty

Account Executive p(270) 298-3352

A Hartford, KY native, Kelly Hardesty started at Westerfield in 1984 and joined Horn and France in 1986, in 2017 she brought her 30+ years of experience back to Westerfield. As a Kentucky Accredited Customer Service Rep, Kelly  specializes in personal lines and puts her knowledge to work helping find each client the best possible coverage for their needs. In her free time, Kelly enjoys spending time with her husband, Danny, and their son, Levi and their Layton. She enjoys cooking for family and friends and likes to get outside regardless of the weather.


Tracy Prather

Account Manager p(270) 685-5124

Tracy is a native of Owensboro, KY and a graduate of Daviess County High School. Tracy joined Horn and France Insurance family in 2018. Tracy Specializes in commercial lines and has 6 years of experience and has her Accredited Customer Service Representative certificate. In her free time, Tracy enjoys spending time with her husband, Kasey and her two daughters, Chelsea and Marisa Sams. Tracy and her husband also enjoy long country rides on their dune buggy and she also loves spending time outdoors planting flowers or hanging out with friends and family.