Our People

We have choices, so you have choices. As an Independent Insurance Agent we represent competing insurance companies. Our licensed agents and staff work hard to make sure you have the right protection at an affordable price. We always review your policies at renewal time making sure that you are always getting the right protection at the right price.

Ross Richey

Owner / CEO p(270) 543-1124

Ross is Owner and CEO of Lawton Insurance. His passion for providing insurance solutions for clients began while working at Lawton during the summers of his college career. He graduated from Western Kentucky University in 2006 with a Business Management Degree.

Ross’s professional designations are important to him. He recognizes the complexities of the insurance industry and knows he must remain current and knowledgeable of the insurance product in order to best serve his clients. As an alumnus of the State Auto PaceSetter program, he has developed superior methods for providing client-oriented service. He holds the Accredited Advisor in Insurance and the Certified Work Comp Professional designations, and is currently working toward his Certified Risk Management designation.

Involvement and service to the local community has always been a part of Ross’s makeup. He was named Young Entrepreneur of the Year in 2008 by the Greater Muhlenberg Chamber of Commerce. He is currently participating and learning about that local community as a member of the 2012 Class of Leadership Bowling Green.

Stephen P. Durham, CIC

President, Lawton Insurance Group p(270)821-5527

Originally from Madisonville, KY, Stephen Durham is a graduate of Murray State University and began building the Cole & Durham Insurance family nearly three decades ago. With more than 20 years of insurance experience, Stephen is a Certified Insurance Counselor and a member of the Motorists Mutual President’s Advisory Council, and he is dedicated to building lasting relationships with every one of his valued clients. In his free time, Stephen enjoys spending quality time with his wife, Starr, and their children, Miles and McKinsey. Stephen also enjoys coaching high school soccer, golfing, and hunting.

Bryan Buchanan

Executive Vice President p(270) 543-0630

A graduate of Western Kentucky University, Bryan Buchanan joined the Lawton Insurance family in 2008. A Certified Benefits and Wellness Advisor, Bryan specializes in commercial and personal lines, as well as employee benefits. Building relationships and providing outstanding service to clients are what matters most to Bryan. In his free time, he enjoys spending quality time with his wife, Natalie, their son, Asa Michael and daughter, Abby Jo.

Benji M. DeWitt

Account Executive p(270) 685-5124

Get Insured With Benji

Benji M. DeWitt joined Horn & France Insurance in June 2004 after he retired, at the age of 39, from the Daviess County Clerk’s Office June 2004. Benji is licensed in the state of Kentucky for Property & Casualty and Life & Health Insurances.

Benji attended State Auto Insurance Company’s Pace Setter Program, an elite class for the insurance industry, Fall 2004. He graduated from Owensboro High School in 1983 and then attended the University of Kentucky.

Benji and his wife, Angie and two kids Kegan & Lindsey are members of BridgePointe Church where they are involved with the youth ministry. He is involved with The Alma Randolph Charitable Foundation.

Lori Parks Byers

Account Executive p(270) 685-5124

A Madisonville, KY native and a graduate of Kentucky Wesleyan College, Lori Parks Byers joined our Insurance family in 2005. With more than a decade of insurance experience, Lori specializes in personal and commercial lines and strives to find each client the best possible rate and most comprehensive coverage plan available. Lori enjoys spending time with her husband, Ben, and two children, Jon-Hunter and Sophia. She also loves entertaining friends, cooking for loved ones, and getting lost in a good book.

Don Mitchell, CWCA, CWCC, PRIS

Account Executive p(270) 685-5124

Originally from Washington, IL, Donald Mitchell became a Kentuckian in 1994 and joined the Horn and France Insurance family in 2016. With more than 17 years of insurance experience, Donald specializes in commercial lines and works hard to bring each of his clients the most comprehensive coverage at the best possible rate. In his free time, Donald enjoys spending quality time with his wife, Veronica, and their three children, Drew, Casey, and Amy. Donald also enjoys spending time in the great outdoors golfing and running.

Jeff Johnson

Account Executive p(270) 685-5124

A lifelong resident of Owensboro, KY Jeff Johnson is a graduate of Apollo High school and attended Kentucky Wesleyan College and Western Kentucky University. Jeff joined the Horn and France Insurance family in 2016. With more than seven years of insurance experience, Jeff specializes in commercial lines but enjoys writing personal lines as well where he loves building personal  relationships with each of his valued clients. Jeff is an avid sports fan and enjoys coaching his son, Nolan, in baseball and basketball. He also enjoys spending quality time with his wife, Beth, and is active in his church, Pleasant Grove Baptist Church. He serves on the Board of Fellowship of Christian Athletes and is Character Coach for Apollo High School Boys Basketball Team.

Kelly Hardesty

Account Executive p(270) 298-3352

A Hartford, KY native, Kelly Hardesty started at Westerfield in 1984 and joined Horn and France in 1986, in 2017 she brought her 30+ years of experience back to Westerfield. As a Kentucky Accredited Customer Service Rep, Kelly  specializes in personal lines and puts her knowledge to work helping find each client the best possible coverage for their needs. In her free time, Kelly enjoys spending time with her husband, Danny, and their son, Levi and their Layton. She enjoys cooking for family and friends and likes to get outside regardless of the weather.

Tracy Prather

Account Manager p(270) 685-5124

Tracy is a native of Owensboro, KY and a graduate of Daviess County High School. Tracy joined Horn and France Insurance family in 2018. Tracy Specializes in commercial lines and has 6 years of experience and has her Accredited Customer Service Representative certificate. In her free time, Tracy enjoys spending time with her husband, Kasey and her two daughters, Chelsea and Marisa Sams. Tracy and her husband also enjoy long country rides on their dune buggy and she also loves spending time outdoors planting flowers or hanging out with friends and family.

Angelia Dame

Account Manager p(270) 273-3235

Angelia Dame, joined Hayden Insurance, in September of 2017. Angelia, has over fifteen years of insurance experience.  Angelia, currently, resides in McLean County and close to her hometown of Livermore.   She is the mom of three girls, Kennedy, Morgan, Ryleigh and one son Greyson.  When not at the office she enjoys various activities that include boating, ATV riding, and enjoying the great outdoors.

Kari Hayden

Commercial Lines Insurance p(270) 495-3157

Kari was born and raised in Florida until she met and married her husband in 2003.  They lived in Evansville until 2014 when they moved to Owensboro to be closer to family.  She and her husband Josh have three children Emily and Tyler who are twins and a daughter Riley who is only a year younger.  Kari began her insurance career in Personal Lines in 2016 but now specializes in Commercial Lines.  When she is not in the office you can always find her at the nearest ballpark, reading the latest novel or hanging out with friends and family.

Nickie Bolling

Personal Lines Insurance p(270) 685-5124

Nickie Bolling moved all around as a military child, but settled in Kentucky in 2011 with her husband Samuel.  She graduated from Ive Tech Community College with an Associate of Science degree.  she brings five years of insurance experience with her to Lawton.  Nick has three children, Lindsey (28), Tori (26), and step-daughter Chelsea (31).  In her free time, Nickie enjoys riding motorcycles, boating, camping, traveling, and spending time with her five grandchildren.